Tag: Proactive Financial Planning
How to Protect Your Loved Ones After a Partner’s Passing (Ep. 8)

How to Protect Your Loved Ones After a Partner’s Passing (Ep. 8)

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When the unimaginable happens, grief and financial chaos often collide. Preparing now could spare your loved ones from unnecessary hardship.

Marc Hernandez draws on decades of expertise to guide listeners through the intricate financial and legal challenges that arise after losing a spouse or partner.

Packed with actionable insights and real-life examples, this conversation delivers a clear roadmap for navigating difficult transitions and sidestepping costly mistakes. From notifying key agencies to safeguarding against identity theft, you’ll gain the tools needed to maintain your loved ones’ future while managing this complex time with confidence.

Tune in and learn how to update beneficiaries, prevent family disputes, and leverage professional advice to create a foundation of stability for yourself and your family!

Key Highlights:

  • Organize Legal Essentials: Create a valid will, obtain multiple certified death certificates, and document final wishes
  • Notify Key Agencies: Contact Social Security, veterans’ services, employers, and financial institutions to manage benefits and close accounts
  • Prevent Identity Theft: Notify credit bureaus to uncover hidden debts and accounts
  • Avoid Family Disputes: Foster open communication to prevent disagreements over assets and sentimental items
  • Seek Professional Guidance: Learn how financial advisors, CPAs, and attorneys simplify the process and protect assets
  • Safeguard the Future: Update beneficiaries, legal documents, and account ownership to avoid complications for future heirs
  • And much more!

Connect with Marc Hernandez: 

Connect with Carlos Lopez: 

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How Healthcare Workers Can Achieve Financial Freedom with Anissa Castillo (Ep. 6)

How Healthcare Workers Can Achieve Financial Freedom with Anissa Castillo (Ep. 6)

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Healthcare workers dedicate their lives to saving others — but who’s helping them plan their future, more so their financial future? 

This week on Retire Rich: Tales of Financial Freedom, Marc Hernandez explores this critical question with Anissa Castillo, Director of Surgical Services at Valley Regional Medical Center.

Anissa reveals her powerful story, from starting as a surgical technologist to becoming a leader in healthcare, and how she nearly fell victim to common financial missteps, like undervaluing her 401(k). 

But that’s not everything! She also breaks down the actionable steps healthcare professionals can take to break free from paycheck-to-paycheck living and build lasting wealth despite their demanding schedules.

Want to know how you can avoid costly mistakes and unlock the financial freedom you’ve worked so hard for? This conversation is packed with insights healthcare workers can’t afford to miss.

Key Highlights:

  • Anissa’s inspiring journey from surgical technologist to Director of Surgical Services and how her leadership role shaped her financial strategy
  • How starting her 401(k) at age 19 taught Anissa the importance of financial literacy and the common mistakes to avoid when managing retirement savings
  • Why financial education is critical for healthcare professionals but is often neglected, and how to bridge that gap
  • The role of financial advisors in helping healthcare workers maximize retirement savings and make smarter investment choices
  • How social media and flexible communication options can connect busy healthcare workers with financial professionals
  • Essential advice for new healthcare workers on how to leverage employer benefits
  • And much more!

Connect with Anissa Castillo:

Connect with Marc Hernandez: 

Connect with Carlos Lopez: 

About Our Guest: 

Anissa Castillo is the Director of Surgical Services at Valley Regional Medical Center and a seasoned healthcare professional. Starting her career as a surgical technologist, she later became a registered nurse and advanced into leadership roles. Her story underscores the importance of financial planning in the healthcare sector and the value of early investing for long-term success.

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