What hidden treasures might be tucked away in your closet?
In this episode of Retire Rich: Tales of Financial Freedom, Marc Hernandez explores the fascinating world of collectibles and how they might be a hidden asset in your financial portfolio. Join him as he explores the potential of collectible investments, from rare sports cards to autographed memorabilia.
In this episode, Marc discusses his personal experiences with collectibles:
Exploring how art, coins, and sports memorabilia can be part of your wealth strategy
Understanding the tax advantages of investing in collectibles
Insights on determining the value of your collectibles
Tips on authenticity and finding trustworthy auction houses
Are you saving for the future or stuck in the paycheck-to-paycheck cycle?
This week on Retire Rich: Tales of Financial Freedom, Marc Hernandez explores the evolution of saving behaviors across generations, revealing why Baby Boomers succeeded and how Millennials and Gen Z could follow suit.
This conversation, brimming with valuable strategies and clear guidance, lays out a clear path to financial stability and wealth creation.
Tune in and learn how to master your budget, optimize retirement contributions, and leverage tax-saving strategies to construct your financial future—no matter where you’re starting!
Key Highlights:
Generational Saving Trends: What Baby Boomers got right—and how younger generations can learn from their disciplined habits
Budgeting Essentials: Simplify your expenses by separating fixed and discretionary costs. Learn to track every dollar and uncover hidden savings
Maximizing Retirement Accounts: Unlock the power of employer 401(k) matches, Roth accounts, and catch-up contributions for tax-free retirement gains
Investment Alternatives: Discover smart options like IRAs, 403(b)s, and Thrift Savings Plans for those without 401(k) access
Tax-Saving Tips: Adjust withholdings and reposition investments to reduce tax liabilities and keep more of your hard-earned money
Saving Discipline: Small sacrifices today, massive rewards tomorrow—discover how to build wealth one habit at a time
Healthcare workers dedicate their lives to saving others — but who’s helping them plan their future, more so their financial future?
This week on Retire Rich: Tales of Financial Freedom, Marc Hernandez explores this critical question with Anissa Castillo, Director of Surgical Services at Valley Regional Medical Center.
Anissa reveals her powerful story, from starting as a surgical technologist to becoming a leader in healthcare, and how she nearly fell victim to common financial missteps, like undervaluing her 401(k).
But that’s not everything! She also breaks down the actionable steps healthcare professionals can take to break free from paycheck-to-paycheck living and build lasting wealth despite their demanding schedules.
Want to know how you can avoid costly mistakes and unlock the financial freedom you’ve worked so hard for? This conversation is packed with insights healthcare workers can’t afford to miss.
Key Highlights:
Anissa’s inspiring journey from surgical technologist to Director of Surgical Services and how her leadership role shaped her financial strategy
How starting her 401(k) at age 19 taught Anissa the importance of financial literacy and the common mistakes to avoid when managing retirement savings
Why financial education is critical for healthcare professionals but is often neglected, and how to bridge that gap
The role of financial advisors in helping healthcare workers maximize retirement savings and make smarter investment choices
How social media and flexible communication options can connect busy healthcare workers with financial professionals
Essential advice for new healthcare workers on how to leverage employer benefits
Anissa Castillo is the Director of Surgical Services at Valley Regional Medical Center and a seasoned healthcare professional. Starting her career as a surgical technologist, she later became a registered nurse and advanced into leadership roles. Her story underscores the importance of financial planning in the healthcare sector and the value of early investing for long-term success.
How to build a solid financial future even if we don’t have half a million to invest?
This week, Marc Hernandez and Carlos Lopez talk about their new initiative, ‘Serving the Underserved,’ focused on helping individuals who may not have substantial assets but are eager to learn how to achieve financial independence.
Whether you’re just starting your career or looking to better understand your financial options, this episode is packed with insights designed to set you on a path to economic stability.
Talking points include:
The importance of early financial planning and budgeting for young professionals
Carlos and Marc’s motivation for creating a financial program aimed at helping individuals who don’t have substantial assets to invest
How to utilize financial programs like 401(k)s, IRAs, and 403(b)s to build long-term wealth
Implementing proactive strategies to manage emotions related to market fluctuations
The value of staying in touch with financial advisors for ongoing support
