Tag: Wealth Management
Empowering Your Financial Future: Life Insurance Strategies (Ep. 12)

Empowering Your Financial Future: Life Insurance Strategies (Ep. 12)

By |

What makes life insurance more than just a death benefit?

In this episode of “Retire Rich: Tales of Financial Freedom,” host Carlos Lopez sits down with Steve Loving, a life insurance expert from Simplicity, to unravel the evolving world of life insurance. Whether you’re wondering about the differences between term and universal policies, curious about how life insurance can be a tax-free income stream, or exploring options for securing your children’s financial future, this episode is packed with insights.

Carlos and Steve discuss:

  • The evolution of life insurance options over the years
  • How policies can supplement retirement income
  • Adding long-term care riders to existing policies
  • Strategies for ensuring children and building early wealth
  • Flexible features of Index Universal Life Insurance

Connect with Carlos Lopez:

 

Connect with Marc Hernandez:

 

 Connect with Steve Loving:

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More
Required Minimum Distributions (RMDs) Strategies for a Tax-Efficient Retirement (Ep.11)

Required Minimum Distributions (RMDs) Strategies for a Tax-Efficient Retirement (Ep.11)

By |

Turning 73 could change your financial game plan. Using what tool though?

Marc Hernandez unpacks the mystery behind Required Minimum Distributions (RMDs). You’ll learn why these rules exist and how they might impact your 401(k)s, IRAs, and other retirement plans. 

With personal anecdotes and clear guidance, Marc helps take the anxiety out of financial planning, ensuring you won’t be caught by surprise. 

Marc discusses: 

  • RMD Basics: Understand what RMDs are and how they work
  • Age Milestones: Discover the “magic numbers” in retirement finance
  • Penalty Precautions: Avoid common mistakes that could cost you
  • Tax Considerations: Plan smart when accessing your savings
  • And more!

Connect with Marc Hernandez: 

Connect with Carlos Lopez: 

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More
Handling Market Volatility (Ep. 4)

Handling Market Volatility (Ep. 4)

By |

Market volatility can be nerve-wracking, but it also presents unique opportunities for investors.

How do you stay calm and make informed decisions during market fluctuations? How do you ensure your financial strategy aligns with your goals and risk tolerance?

In this episode, Marc Hernandez dives into the importance of being prepared for market fluctuations while unveiling MAH Financial’s approach to providing comprehensive client support. 

By listening, you’ll gain insights into handling market downturns, the value of proactive communication with your financial advisor, and the strategies for maintaining a balanced portfolio even in unpredictable times.

Marc discusses: 

  • How to handle client calls and concerns during market downturns
  • The importance of understanding risk tolerance and timeline in financial planning
  • Strategies for making opportunistic investments during market dips
  • Proactive measures and tools for managing 401(k) and other investment accounts
  • And more!

Connect with Marc Hernandez: 

Connect with Carlos Lopez: 

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More